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Social Insurance for Gig Workers: Insights from a Discrete Choice Experiment in Malaysia

Autor: Ghorpade, Yashodhan; Jasmin, Alyssa
Año: 2023
Resumen: The rise of “gig” or digital platform work globally has led to both enthusiasm for its potential to create lucrative employment for large numbers of people, as well as concern about its implications for worker protection that is often provided in more standard employment. While gig work platforms may not be akin to employers in standard work relationships, arrangements that do not obligate them to provide worker protection and social insurance contributions may leave several platform workers unprotected against a range of risks. Is the observed lack of protection among digital platform workers explained by an unwillingness on part of the workers themselves to make necessary contributions for social insurance coverage? This paper analyzes this question in the context of Malaysia, a rapidly growing upper-middle-income East Asian economy that has witnessed a rise in gig work in recent years. The paper deploys a novel vignette-based experiment to ascertain gig workers’ willingness to pay for social insurance coverage. The analysis finds overall a large unmet need for social insurance among gig workers, as well as a high level of willingness to pay for (especially) unemployment insurance, retirement savings, and accidental and injury insurance. This implies that the policy challenge is to channel such willingness into regular contributions for social insurance coverage through relevant and flexible options for contributions. More than subsidies, this segment of the workforce could perhaps benefit from better tailored, more flexible, and more easily accessible instruments for social insurance. The analysis also finds evidence of substitution between distinct insurance instruments. For instance, those who have access to retirement savings appear to be less willing to pay for unemployment insurance, and those with private medical insurance are less likely to contribute to the state-run injury insurance scheme. This underlines the need to approach risk insurance for digital platform workers more holistically and to consider a wider range of insurance instruments, including those offered by the private sector.

Fuente: Banco Mundial
Clasificación: Seguro
Tipo de Publicación: Artículo Académico
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Pensions at a Glance 2023 OECD and G20 Indicators

Autor: Organización para la Cooperación y el Desarrollo Económico (OCDE)
Año: 2023
Resumen: The 2023 edition of Pensions at a Glance highlights the pension reforms undertaken by OECD countries over the last two years. It includes a special chapter focusing on pension provisions for hazardous or arduous work. It describes existing rules, characterises recent policy trends and assesses the design and functioning of early-retirement rules for hazardous or arduous jobs given changing working conditions and ageing pressure on pension systems. This edition also updates information on the key features of pension provision in OECD and G20 countries and provides projections of retirement income for today’s workers. It offers indicators covering the design of pension systems, pension entitlements, the demographic and economic context in which pension systems operate, incomes and poverty of older people, the finances of retirement income systems and private pensions.

Fuente: Organización para la Cooperación y el Desarrollo Económico (OCDE)
Clasificación: Seguridad Social y Sistemas de Pensiones
Tipo de Publicación: Informes
Idioma:

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Long Term Investing of Large Pension Funds and Public Pension Reserve Funds 2023

Autor: Organización para la Cooperación y el Desarrollo Económico (OCDE)
Año: 2023
Resumen: This is the tenth edition of the OECD survey of large pension funds and public pension reserve funds that collects long-term investment data since it was first published in 2011. The scope of this report covers 87 public and private pension funds from 34 countries. This survey is based on a qualitative questionnaire sent directly to large pension funds and public pension reserve funds. It covers the infrastructure investments made by large pension funds and public pension reserve funds, but also their approach to environmental, social, and governance (ESG) factors. It provides detailed investment information and insights which complement the aggregated data on portfolio investments gathered by the OECD at a national level through the Global Pension Statistics and Global Insurance Statistics projects.

Fuente: Organización para la Cooperación y el Desarrollo Económico (OCDE)
Clasificación: Fondos de Inversión
Tipo de Publicación: Informes
Idioma:

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The Brazilian Pension System Under an Equity Lens: Technical Note

Autor: Zviniene, Asta; Raquel, Tsukada
Año: 2023
Resumen: The objective of this note is to provide a comprehensive analysis of the Brazilian pension system through an equity lens. This focus is important, because fairness and equity of the pension system are relevant even beyond their intrinsic societal value: they are also instrumental for economic growth, as it impacts the incentives to participate in the labor market, as well as the productivity of current and future workers. Furthermore, political considerations also require that fairness and equity are taken into account in any future pension reform discussions. Section 2 provides general overview of the pension system and briefly explains the recent pension reforms in Brazil, while Section 3 offers a framework for addressing equity issues in the pension context. It explores how Brazilian pension system provides different levels of protection to distinct groups, creating a mismatch between contributions paid and benefits received, not always in a progressive manner. Section 4 concludes with a summary of the findings and a set of policy recommendations.

Fuente: Banco Mundial
Clasificación: Seguridad Social y Sistemas de Pensiones
Tipo de Publicación: Informes
Idioma:

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Pensar en las generaciones futuras y actuar en su beneficio

Autor: Gabinete de la Secretaría General de la Organización de las Naciones Unidas (EOSG)
Año: 2023
Resumen: En el presente informe de políticas se incluyen sugerencias de medidas prácticas para cumplir el compromiso que contrajimos hace tiempo de satisfacer las demandas del presente de forma que se salvaguarden los intereses de las generaciones futuras y se preserve su capacidad de disfrutar efectivamente de todos los derechos humanos. Entre ellas están: un enviado que sea la voz a nivel global de las generaciones futuras; un mejor uso de la previsión, la ciencia y los datos; una declaración para definir y concretar nuestros deberes para con las generaciones futuras; y un foro intergubernamental específico para avanzar en la aplicación de la declaración y compartir las mejores prácticas. Estas sugerencias se basan en el informe “Nuestra Agenda Común” y en posteriores consultas intergubernamentales y con múltiples partes interesadas, reflejadas en el documento sobre los elementos de una declaración para las generaciones futuras, elaborado por las Misiones Permanentes ante las Naciones Unidas de Fiji y los Países Bajos. El presente informe responde a las cuestiones planteadas por los Estados Miembros durante las consultas, entre ellas cómo definir el término generaciones futuras, cómo equilibrar nuestro compromiso con ellas con nuestros deberes para con las generaciones presentes, cómo hacen avanzar las propuestas nuestros objetivos actuales de desarrollo sostenible, género y derechos humanos, y qué resultados se recomiendan para la Cumbre del Futuro sobre esta cuestión.

Fuente: Organización de las Naciones Unidas (ONU)
Clasificación: Seguridad Social y Sistemas de Pensiones
Tipo de Publicación: Informes
Idioma:

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